Category Archives: Finance

Saving Money on Insurance

Who doesn’t like to save money wherever they can? Insurance is a grudge purchase for most people. We know we need it, but only see the benefit when it comes to claiming. The word ‘insurance’ is very broad ranging from short-term insurance (car, home, household contents, business insurance, etc.) to long-term insurance (life cover, illness […]

The Cars You Can Afford With Your Salary In South Africa

We know how many of us have a dream to own a car, or even better, a dream car. But to be honest, that dream may sometimes feel unrealistic because you don’t actually know enough about which car you are able to get with the salary that you have. Here is a guide that was […]

Cutting Costs In Tight Times

So I’ve just filled up my car and it came to a whopping R1000. That’s about three times more than when I bought the car, eight years ago. And apart from the rising petrol price, the bad news just seems to be piling up – interest rates are climbing, electricity costs are rocketing and some […]

We Need To Be Money Smart This Festive Season

The festive season is around the corner and the spending spree is loading. No matter how hard we try, it’s really difficult not to overspend at this time of year. With a bit of thought and forward planning, you can be level-headed and avoid the financial hangover that often pops in January! Some tips to […]

How to Dig Your Way Out of Debt

From a recent Wonderful World Survey, we know that almost all of us (95% in fact) want to prioritise being financially independent and free. If we’re to do this, we’ll need to get debt-free first. If you’re struggling with debt, you may feel like you’re in an ever-deepening pit. Instead of being able to climb […]

How To Navigate Through Black Tax

Most young ‘black’ professionals carry the burden of being the “first everything” to their families, which means that they have to take care of their families financially. This concept is known as “Black Tax”. In formal terms, Black tax is a term for financial support that a professional or entrepreneur of colour is obliged to […]

Pay Yourself First

Pay yourself first – Easier said than done! So many of us wish we could be saving, but then payday comes, we pay our accounts, buy groceries, debit orders go through, and if there’s a bit left we invariably spent on entertainment and treats. Sound familiar? … and then payday comes again, and the cycle […]

Pennies From Heaven

You may be lucky enough to receive an inheritance, even though it may be tainted by the loss of a loved one. This money is solely yours to enjoy unless you are married in Community of Property. It will then form part of your joint assets unless the will stipulated that it is to be […]

Pay less tax (legally!)

Tax can be a bit of a dirty word – no one likes paying it, and the more you have to cough up, the less there is left to spend!  The new tax year is just around the corner, so it’s a great time to look at where you can trim your tax. While tax […]

The Importance Of Having a ‘career sponsor’ 

Have you heard the term ‘career sponsor’?  A career sponsor isn’t a mentor or a coach, it’s someone who opens doors for you, who sings your praises in spaces you don’t yet have access to. When it comes to powering your career up the corporate heights, you need a sponsor. That’s completely different from having […]